How much coverage does my family need?

A common guideline is 10 to 15 times your annual income, plus debts such as your mortgage. An agent calculates your needs with you based on your circumstances.

What if my budget is limited?

Term life insurance offers substantial protection with affordable premiums. We start with the essentials and let your plan grow with you.

What are living benefits?

These riders allow part of the policy benefit to be advanced if a critical, chronic, or terminal illness is diagnosed, subject to each product's terms.

Can I combine several products?

Yes. For example, term coverage for the years of greatest responsibility and a permanent component for your legacy. Your agent designs the combination.

Family Protection

Help secure your loved ones' future and stability

A family protection plan combines life insurance and living benefits to help your family maintain its home, education, and peace of mind when the unexpected happens.

Coverage tailored to your stage of life and budget
Living benefits for serious illnesses, subject to policy terms
A plan to protect income, housing, and education

Over 50 insurance partners
Spanish-speaking service
Advice at no cost or obligation

Request your protection plan

Leave your details and a licensed advisor will contact you within 24 business hours.

Coverage, riders, and benefits depend on each policy's terms and the issuing insurer. Nothing on this page guarantees approval or results.

We compare options from over 50 insurers

What we offer

Comprehensive protection for your family

We combine products from over 50 insurers to build the protection your family needs today.

Symbols representing a family, home, and protection

Term life insurance

Substantial, affordable protection during the years your family depends most on your income.

Income protection

Help keep the mortgage, rent, and household expenses covered if you pass away.

Living benefits

Riders that may advance part of the benefit for critical, chronic, or terminal illnesses, subject to policy terms.

Protection for every stage

From newlyweds to grandparents, we adjust coverage as your family grows and changes.

Legacy planning

Plan a financial legacy for your children and grandchildren with permanent life products.

Annual review included

Your agent reviews the plan with you each year to help keep coverage aligned with your needs.

How it works

Building your protection plan

A licensed advisor guides you, with no charge for the analysis.

1
Understanding your family
Income, debts, mortgage, children, and goals: we identify what needs protection.
2
A plan tailored to you
We combine term life, permanent life, and living benefit riders within your budget.
3
Issuing your policies
We guide you through applications and requirements until coverage takes effect.
4
Ongoing support
Annual reviews and adjustments for children, a new home, or changes in income.

Protection for the moments that matter most

Working parents: If your family depends on your income, a protection plan helps safeguard their future against unexpected events.
Homeowners: Coverage designed to help pay off the mortgage so your family can keep its home.
People planning for tomorrow: Permanent products that help build a legacy and may accumulate value over time.

Frequently asked questions

Clear answers before you make a decision.

Can't find what you need? Talk to an advisor

Take the next step today

A licensed advisor guides you at no cost or obligation. Tell us what you need and we'll design a plan for you.

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