Our products
Solutions to protect your family and build your future
We are an independent agency: we compare over 50 insurers and design a plan for your stage of life, budget, and goals. Advice is free, with Spanish-speaking support available.
- 50+Insurance partners
- 100%Spanish-speaking support
- $0Cost of advice
- Independent, licensed agency
- Spanish-speaking service
- Advice at no cost or obligation
We compare options from over 50 insurers
Our main products
Explore each solution: what it covers, who it is designed for, and how to apply.
Indexed Universal Life Insurance
Permanent life insurance whose cash value may grow based on a market index, with protection against losses subject to policy terms.
- Permanent life protection for your family
- Index-linked growth potential with a floor defined by the policy
- Access to cash value through loans or withdrawals, subject to terms
Final Expense
Affordable coverage to help keep funeral costs, debts, and medical bills from falling on your family.
- Coverage designed for funeral costs, debts, and medical expenses
- Simplified applications, often without a medical exam
- Support from start to finish, with Spanish-speaking service available
Investment Opportunities
Annuities and accumulation strategies to help grow your assets and prepare for retirement with protection.
- Strategies suited to your profile and time horizon
- Products backed by leading insurers and managers
- Ongoing advisor support, with Spanish-speaking service available
Family Protection
A plan combining life insurance and living benefits to support your family's home, income, and education.
- Coverage tailored to your stage of life and budget
- Living benefits for serious illnesses, subject to policy terms
- A plan to protect income, housing, and education
We also advise on
These solutions are tailored individually. Tell us about your circumstances and a licensed advisor will explain the available options.
Choosing the right product together
We start with your circumstances. The process is the same for any of our solutions.
- 1
Initial conversation
A licensed advisor listens to your circumstances, responsibilities, and goals.
- 2
Needs analysis
We determine how much protection you need and which combination of products fits your budget.
- 3
Comparing options
We compare proposals from over 50 insurers and clearly explain each one, including the fine print.
- 4
Issuance and follow-up
We guide you through the application and review your plan each year as your life changes.
Frequently asked questions
Clear answers before you make a decision.
Can't find what you need? Talk to an advisor
Can't find what you need? Talk to an advisor
Not sure which option fits?
Tell us about your circumstances and a licensed advisor will help you find a suitable plan at no cost or obligation.